Old Mutual

1.          About Old Mutual

www.oldmutualfunds.co.uk (“this website”) is a website operated by Old Mutual Asset Managers (UK) Limited and Old Mutual Fund Managers Limited (“Old Mutual”).  The information on this website is issued by Old Mutual both inside and outside the United Kingdom. 

Old Mutual Asset Managers (UK) Limited is registered in England with registration number 2949554 and has its registered office at 2 Lambeth Hill, London EC4P 4WR, Tel 020 7332 7500/Fax 020 7489 5252/e-mail info@omam.co.uk.  Authorised and regulated by the Financial Services Authority. VAT number 386130159 

Old Mutual Fund Managers Limited is registered in England with registration number 1825772 and has its registered office at 2 Lambeth Hill, London EC4V 4AD, Tel 020 7332 7500/Fax 020 7489 5252/e-mail info@omam.co.uk.  Authorised and regulated by the Financial Services Authority. A member of the IMA. VAT number 386130159.

2.          Investment information

Please note that this website is designed for UK investors only and by proceeding this far you are representing and warranting that you are resident for tax and investment purposes in the United Kingdom.  The distribution of the information contained on this website in certain countries may be restricted by law and accordingly, persons who access it are required to inform themselves and to comply with any such restrictions.  This information does not constitute an offer or solicitation in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation.

This web site is reserved exclusively for non-US persons and should not be accessed by any person in the United States.  In case of doubt, please see the end of this document for a definition of "US Person".

Where access to any part of this web site is restricted or requires possession of a valid password, no other person should attempt to gain access to such part of the website.  Any prices and other information on this website are provided solely to enable you to make your own investment decisions and do not constitute personal recommendations or advice.

Persons interested in acquiring any investment should inform themselves as to: (i) the legal requirements within the countries of their nationality, residence, ordinary residence or domicile for such acquisition; (ii) any foreign exchange control requirement which they might encounter on the acquisition or sale of investments; and (iii) the income tax and other tax consequences which might be relevant to the acquisition, holding or disposal of any investment.

Investors should remember that the price of units can go down as well as up as a result of changes in the value of underlying securities and currency movements.  Investors may not get back the original amount invested.  Past performance is not a guide to future performance. . Tax assumptions may change if the law changes, and the value of tax relief (if any) will depend upon your individual circumstances. Investors should consult their own tax advisers in order to understand any applicable tax consequences.

Tax concessions on ISAs are not guaranteed and can change at any time. Their value will depend on individual circumstances.

An application for any Old Mutual investment products should be made having read fully not only the relevant application form but also the relevant terms and conditions and the simplified prospectus applicable to the chosen product.  All these relevant documents can be found on and printed from this website.

You should obtain relevant and specific professional advice before making any decision to enter into an investment transaction.  Old Mutual does not offer investment advice  The advertisements on all the pages of this website are issued in the UK by Old Mutual Fund Managers Limited.

A "US Person" is:

·   any natural person resident in the United States ("US"); or

·   a corporation or partnership incorporated or organised in the US, but excluding an offshore branch or agency of a US person that operates for valid business reasons and is engaged and regulated as an insurance company or bank; or

·   a branch or agency of a foreign entity located in the US; or

·   a trust of which the trustee is a US person, unless a non-US person has or shares investment discretion; or

·   an estate of which a US person is the executor or administrator, unless the estate is governed by foreign law and a non- US person has or shares investment discretion; or

·   a non-discretionary account held for the benefit of a US person; or

·   a discretionary account held by a US dealer or fiduciary, unless held for the benefit of a non-US person; or

·   any entity organised or incorporated for the purposes of evading US securities laws.

3.          Your use of this website

These terms and conditions set out the terms on which you may make use of this website and apply to every page of this website, whether or not these terms and conditions appear on each individual page.  Please read these terms and conditions carefully before you start to use this website.  By using this website, you have indicated that you accept these terms and conditions and that you agree to abide by them.  If you do not agree to these terms and conditions, please refrain from using this website.

You must NOT use this website (or permit or procure others to use it) as follows:

(A)                     for any unlawful, improper or illegal purpose or
          activity;

(B)                     to communicate or receive information that is obscene, indecent, pornographic, sadistic, cruel, or racist in content, of a sexually explicit or graphic nature, which promotes or incites discrimination, hatred or racism or which might be legally actionable for any reason;

(C)                     in a manner intended to threaten, harass, or 
          intimidate;

(D)                     to violate Old Mutual’s or any third party's copyright,
          trademark, proprietary or other intellectual property
          rights;

(E)                      to damage Old Mutual’s name or reputation or that of
         Old Mutual’s affiliated companies or any third parties;

(F)                      to impersonate any of Old Mutual’s employees or other person or use a false name while using this website or implying an association with Old Mutual;

(G)                     to penetrate Old Mutual’s security measures or other
          entities' systems ("hacking");

(H)                     to transmit unsolicited voluminous emails (for example, spamming) or to intercept, interfere with or redirect email intended for others using this website;

(I)                        to generate excessive amounts of internet traffic, to interfere with Old Mutual’s network or other’s use of this website or to engage in activities designed to or having the effect of degrading or denying service to users of this website or others;

(J)                      to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into this website or any other entity’s systems and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items;

(K)                     to post or transmit information that is defamatory, fraudulent or deceptive, including but not limited to scams such as "make-money-fast" schemes or "pyramid/chain" letters; and/or

(L)                      to transmit confidential or proprietary information,
          except solely at your own risk.

When using this website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries and Old Mutual and their affiliated companies disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.

4.          User identification code

You may be provided with a user identification code and password to access this website.  You must treat this information as confidential and you must not disclose it to any third party or allow any third party to access this website using your user identification code or password. You are responsible for any use of this website by any third party to whom you have disclosed your user identification code and/or password. You agree to notify Old Mutual immediately if you suspect any unauthorised use of this website or of your user identification code or password. 

5.          Termination and suspension of access to this website

Old Mutual reserves the right to deny you access to this website, or immediately to suspend or terminate your access to this website, or to disable any user identification code or password (whether chosen by you or allocated by Old Mutual) at any time if your use of this website (in Old Mutual’s sole discretion) in any manner breaches these terms and conditions.

6.          Liability for use of this website

Access to this website is permitted on a temporary basis and Old Mutual reserves the right to withdraw or amend the service it provides on this website without notice.  Old Mutual does not accept any liability if for any reason this website is unavailable at any time or for any period.

The materials and information displayed on this website are provided without any guarantees, conditions or warranties as to accuracy or completeness and are not intended to amount to advice on which reliance should be placed.  Old Mutual disclaims all liability and responsibility arising from any reliance placed on such materials and information by any visitor to this website, or by anyone who may be informed of any of its contents.

Information and opinions contained on this website have been compiled or arrived at by Old Mutual from sources believed to be reliable.  However, to the extent permitted by law, Old Mutual, their affiliated companies and other third parties connected to Old Mutual hereby expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect or consequential loss or damage of any kind incurred by any user in connection with this website or in reliance on the information or opinions contained in it, or in connection with the use, inability to use, or results of the use of this website or any websites linked to it or materials posted on it.  This does not affect Old Mutual’s liability for any loss or damage which cannot be excluded or limited under applicable law and does not exclude or restrict any duty or liability that Old Mutual has to their customers under the regulatory system in the United Kingdom.

The internet is not a completely reliable transmission medium and neither Old Mutual nor any of their affiliated companies accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from Old Mutual or any of their affiliated companies.  Any such transmission of information is entirely at your own risk.  This does not exclude or restrict any duty or liability that Old Mutual has to their customers under the regulatory system in the United Kingdom.

Where this website contains links to other sites and resources provided by third parties, these links are provided for your information only.  Old Mutual has no control over the contents of those websites or resources and neither Old Mutual nor any of their affiliated companies make any representation as to the accuracy or completeness of such websites or resources and have not and will not review or update them.  Neither Old Mutual nor any of their affiliated companies accept any responsibility for websites and resources provided by third parties or for any loss or damage that may arise from your use of them.  This does not exclude or restrict any duty or liability that Old Mutual has to their customers under the regulatory system in the United Kingdom.

7.          Intellectual property rights

Old Mutual is the owner or the licensee of all intellectual property rights in this website, and in the materials published on it.  Those works are protected by laws and treaties around the world.  All such rights are reserved.  You may use the materials on this website and download and reproduce them in hard copy for your own reference only provided you retain all copyright and other proprietary notices.  Such materials may not otherwise be reproduced, distributed, stored in a data retrieval system, linked to, modified or transmitted, in any form or by any means (electronic, mechanical, photocopying, recording or otherwise) without the prior written consent of Old Mutual Fund Managers Limited.  Nothing on this website should be construed as granting any licence or right in relation to any of Old Mutual’s trademarks or those of their affiliated companies or any third party.

Old Mutual Fund Managers Limited Registered Office: 2 Lambeth Hill London, EC4V 4AD. Tel 020 7332 7500, fax 020 7489 5252. Registered in England No. 1825772. Authorised and regulated by the Financial Services Authority. A member of the IMA. Old Mutual Asset Managers (UK) Limited. Registered Office: 2 Lambeth Hill, London EC4P 4WR. Tel 020 7332 7500, fax 020 7489 5252. Registered in England No. 2949554. Authorised and regulated by the Financial Services Authority. Please read our terms and conditions.